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HEALTH INSURANCE

Health Insurance is really a "must have" these days. Why? To eliminate the need for public hospital care and waiting lists!
Often people will say: "The public system will support me"; and it will if you suddenly collapse with something that must be treated immediately to save your life. But if it can wait, you will!!

Recovering from a major health problem requires access to quality treatment. Health insurance is all about choice and security - being able to get the treatment you need, at a time and place of your choice. If you have health insurance you won't need to worry about the New Zealand public health system, its waiting lists, and its delays and access problems. Instead, you'll be able to have private treatment and focus on what's really important - getting better.

The types of Health Insurance covers available:

Major Medical: A health insurance product that provides cover to a high limit for most medical and surgical expenses incurred in hospital. There are various levels of excess available on the policy, which will help reduce premiums.

Specialists and Tests: This product is provided in addition to Major Medical insurance. It usually covers any outpatient specialist consultations and diagnostic tests. Specialist visits and diagnostic tests can very often be expensive.

Comprehensive Insurance: This covers, among other things, GP visits, prescription costs and complementary medicals.

What EBS offers you!
Our collective bargaining strength enables us to offer you:

Choice: we offer a wide range of hospital cover options from some of the leading health insurance providers in New Zealand; for example:

A hospital cover option that covers all pre-existing conditions after three years [except cardiac]. If you or a family member already have an existing medical condition, this is an extremely important concession for you to consider.If you are fortunate not to have a medical condition we are able to offer a choice of a full range of medical providers.

Not all of these options are available to the general public. Considering the number of people on the "elective surgery" waiting list in New Zealand, we recommend you seriously consider taking Health Cover for you and your family.

If you would like to talk to an Adviser about protecting the health of you and your family or if you would like a review of what you already have in place, please either e-mail contact@ebs.org.nz or call our Helpline on:
0800 268 3763