|
HEALTH INSURANCE
Health Insurance is really a "must have" these days. Why? To eliminate
the need for public hospital care and waiting lists!
Often people will say: "The public system will
support me"; and it will if you suddenly collapse with something that
must be treated immediately to save your life. But if it can wait, you
will!!
Recovering from a major health problem requires
access to quality treatment. Health insurance is all about choice and
security - being able to get the treatment you need, at a time and place
of your choice. If you have health insurance you won't need to worry
about the New Zealand public health system, its waiting lists, and its
delays and access problems. Instead, you'll be able to have private
treatment and focus on what's really important - getting better.
The
types of Health Insurance covers available:
Major Medical: A health insurance
product that provides cover to a high limit for most medical and
surgical expenses incurred in hospital. There are various levels of
excess available on the policy, which will help reduce premiums.
Specialists and Tests: This product is provided in addition to
Major Medical insurance. It usually covers any outpatient specialist
consultations and diagnostic tests. Specialist visits and diagnostic
tests can very often be expensive.
Comprehensive Insurance:
This covers, among other things, GP visits, prescription costs and
complementary medicals.
What EBS offers you!
Our collective bargaining strength enables us to
offer you:
Choice: we offer a wide range of hospital cover
options from some of the leading health insurance providers in New
Zealand; for example:
A hospital cover option that covers all
pre-existing conditions after three years [except cardiac]. If you or a
family member already have an existing medical condition, this is an
extremely important concession for you to consider.If you are fortunate
not to have a medical condition we are able to offer a choice of a full
range of medical providers.
Not all of these options are
available to the general public. Considering the number of people on the
"elective surgery" waiting list in New Zealand, we recommend you
seriously consider taking Health Cover for you and your family.
If you would
like to talk to an Adviser about protecting the health of you and your
family or if you would like a review of what you already have in place,
please either e-mail
contact@ebs.org.nz or
call our Helpline on:
0800 268 3763
©
COPYRIGHT 2009 ALL RIGHTS RESERVED EBS.ORG.NZ |